We are a one-car household, and don't drive much. We drove about 175 miles this month, which is quite a bit more than usual.
So, we use a by-the-mile insurance. We pay a base rate of about $30 each month, and for every mile we drive, we pay about 6 cents. It's great! I don't remember exactly what are deductible etc are, but I think it's a higher deductable, but also one of the highest amounts for covering other people (I have a fear of running into a lambo or something and losing all my money) Saves us soooo much money. I definitely recommend Metromile (and if anyone wants to use a referral code: http://fbuy.me/efxrg) or similar plans, to anyone who doesn't drive much.
So, we use a by-the-mile insurance. We pay a base rate of about $30 each month, and for every mile we drive, we pay about 6 cents. It's great! I don't remember exactly what are deductible etc are, but I think it's a higher deductable, but also one of the highest amounts for covering other people (I have a fear of running into a lambo or something and losing all my money) Saves us soooo much money. I definitely recommend Metromile (and if anyone wants to use a referral code: http://fbuy.me/efxrg) or similar plans, to anyone who doesn't drive much.